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5 Automotive Tools Every Auto Owner Needs

Automobiles are sizeable investments. As a car becomes older, its maintenance becomes increasingly important. There are many tools that every auto owner should have. Auto shops can sometimes charge exurbanite amounts for a simple fix that could have been done at home for much cheaper. Having the proper tools and knowledge will allow any auto owner to save money, learn more about their automobile, and maintain their car.

1. Every auto owner should have a jack and jack stands. When working on a car, more often than not, the car must be elevated. Simple procedures like rotating tires can be done at home with the help of a Jack. Additionally, all car owners should have a jack in their car with them wherever they go. In the unfortunate event of a flat tire, having a jack and a spare tire can lead to a simple tire replacement. In a garage, having a powerful jack and strong jack stands makes it possible for an auto owner to reach every point underneath the car and thus solve problems more efficiently.

2. One of the most important car maintenance practices is the oil change. To maintain an automobile, the oil should be changed once every 3,000 miles. Quintessential to a successful oil change is having an Oil Wrench that takes the oil filter off and allows the oil to be changed expediently. Without an oil wrench, an auto owner may be forced to take their car to an auto shop and overpay for a simple oil change.

3. Often when dealing with parts of the engine, or the hard-to-reach spots under the hood, proper tools are required. A 3/8-inch Socket Set can allow an automobile owner to loosen and subsequently tighten a wide variety of bolts. Different extensions allow the auto owner to obtain the best angles for torque and therefore make auto jobs quite a bit easier.

4. When changing oil, having a funnel, some rags, and a bucket is very helpful. Once again, the oil change is one of the most important maintenances for a car, and it can be done easily by anyone. However, many people do not have the proper tools or knowledge for a successful oil change. Having a funnel can also be useful when refilling any other fluids in one’s car. The funnel serves to make sure that fluids do not get over filled, which can lead to significant problems.

5. Finally, every auto owner should have a pair of solid vice grips. Some times a part will just not come loose. Other times, a car part may not seem to be tight enough despite one’s best efforts. Vice grips can hold a wide variety of car parts and allow the user to obtain more leverage for either tightening or loosening a part. When encountering a part that will simply not come loose, many auto owners will give up and take their car to a shop. Having vice grips can help one to avoid this problem.

Unfortunately, there is no car in existence that doesn’t require constant maintenance. However, with the right tools, anyone can fix minor problems and maintain his or her automobile without the assistance of an auto mechanic. The right tools can lead to a longer last vehicle, and large cost savings.

About the author:
Mike Scurria is very interested in automobiles. Learn more at .

7 Financial Strategies for Transitioning from Salaried to Solo

A 40’s something woman was talking to me the other day about her growing sense of frustration with “working for someone else” and her longing to “do my own thing, drive my own wagon”. But, she said with consternation, “I have family counting on me and a standard of living I don’t want to sacrifice.”

Everyone has to decide for themselves what level of sacrifice and risk they’re willing to undertake in order to enjoy the satisfactions of working independently. Knowing some strategies for managing the risk will allow you to make a well-informed decision.

Of the seven strategies included below, the first two suggest ways to gradually transition from salaried to solo, instead of diving off the edge. The second two are ways to stretch the dollar; and the final three are ideas for getting started without stopping.

1. Continue to draw a (reduced) salary
Leaving your current employment in order to develop your new business may look like the only option, based on an assumption that you won’t get approval for reducing your hours. While this may prove to be the case, asking yourself why and how your company will profit from retaining your skills and experience for a transitional period can provide the basis for approaching your employer. Be sure to do your homework first, however, and be able to back up your request with a solid rationale.
Also consider the issue of timing. You want to weigh informing your employer of your wish to leave with being prepared to leave if the answer to your request is no.

2. Develop another income stream
If you need to leave your present employment, is there a skill in your toolbag that you can resuscitate and put to work without a significant expenditure of time or energy? Is moonlighting or freelance work an option? Virtual e-lancing websites (such as eWork.com, Guru.com, and e-lance.com) may be worth looking into for short-term professional services opportunities.
Examples: A community mental health worker transitioning to private practice used his conflict resolution experience to sell a training package to public schools. A woman transitioning out of an insurance brokerage created and sold seminars on long term care financing at local retirement centers.

3. Reduce expenses
Apart from fixed expenses - mortgage, taxes, insurance, etc. –are discretionary expenses that make up the larger part of budgets. Doing a careful analysis of these expenses and choosing what you can forego for awhile can often save thousands per year.
Carefully analyzing hidden expenses – credit card interest rates, bank charges, late fees, auto debits, phone plans – or “lost money” from low interest rates on savings may generate several thousand more per year.

4. Borrow
It isn’t necessary to wait to borrow for start-up costs until you have a well-documented idea to submit for a business loan. Refinancing a home or taking a line of credit are relatively low-cost ways of generating capital. Depending on your credit rating, you can also get time-limited low-interest loans from credit card companies.
If you choose this option, applying for loans or refinancing packages while you’re still employed is strongly advised. Your rating as a borrower declines quickly once the regular paychecks stop.

You don’t have to wait!
Get started on your new business idea while you’re still employed. Several of the all-important first steps (below) can be started while standing in the grocery line or running on the treadmill. They involve asking yourself some questions and doing some informal research to get crystal clear about your idea. This can take weeks off your actual start-up time.

5. Identify your niche.
Think about the services you’re uniquely qualified to provide, as well as the ones you most enjoy providing. Be specific! Write them down! Then think about what group of people would get benefit from those services and have the ability to pay for them. Again, be specific: age, where they congregate, habits and values, how they define the problem your services are going to solve. If you don’t know, ask. Find someone who fits your “ideal client” profile (s/he may be on the treadmill next to yours at the gym) and get permission to ask some questions. People generally love to be helpful.

6. Create your marketing plan.
Don’t be intimidated by the term “marketing plan”. While what you need from a marketing plan will get more sophisticated as your business develops, for now it simply means answering the question, How is my business going to make money? What is the product or service you’re going to sell? How will you describe it so people quickly recognize the value? How will you package it? (fee for service? by the project? on retainer?) How will you price it? (What’s being charged for comparable services? What “feels right” to you?)

7. Manage fear!
For most people, anything involving money involves some level of fear. It’s important to acknowledge to yourself and to others that you are taking a risk, and you’ve decided it’s a risk you want to take. So consider the fear natural, and find ways to manage it.
Getting support from people who believe in you and in what you’re embarking on is #1 in fear-management tactics. Don’t assume that you’ll get it from the people closest to you, or that if you don’t have it you shouldn’t proceed. They’re probably the ones most impacted by your decision and so may be least ready to offer support. Their consent – a willingness to go along with your plan – is helpful, but support may have to come later.
It’s also helpful to set a goal (and a date for completion) that’s key to your new venture – arrange financing by a particular date, or sign a lease – and announce it to at least one person. You’ll find that making that commitment, saying it out loud, and following through will in turn generate more confidence and more forward momentum.

To all of you who are tired of marching to someone else’s drum and are eager to go solo, these strategies should help you take prudent but positive steps toward realizing your goal. Good luck!

About the author:
Nina Ham is an internationally certified women’s business coach and a licensed psychotherapist. Her company, Success from the Inside Out, provides programs and services essential for anyone making the salaried-to-solo transition, including niche identification, marketing fundamentals, and self management for solo professionals. Go to her site, and take her free quiz, Is Going Solo for You?

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What was the first meal eaten in space?

Astronaut John Glenn ate the first meal in space when he ate pureed applesauce squeezed from a tube aboard Friendship 7 in 1962.

How fast does a tuna swim?

Tuna swim at a steady rate of 9 miles per hour for an indefinite period of time and they never stop moving. Estimates indicate that a 15-year-old tuna travels one million miles in its lifetime.

Can chimps understand English?

Chimpanzees have been trained to have recognition vocabularies of 100 to 200 words. They can distinguish among different grammatical patterns.

Interview: Abdul Rahman (Co-founded detik.com )

Abdul Rahman co-founded detik.com 12 years ago and have been on the helm of Indonesia's #1 internet destination for just as long. Prior to starting detik, he was a career journalist with several magazines, including Swa, Tempo and Prospek. He dives and travels quite a bit and he knows a lot about things i don't. Since i didn't see him at the recent Asian Pacific Media Forum in Nusadua, i decided to get his thoughts on it. @Ngabdul is also on twitter.

Q: You’re the CEO of Detik.com. What do you do, exactly?
A: Having fun!

How many people work for Detik.com now? Is it a big company?
300+. Big? More to the medium side of SMEcategory

How many articles do you publish on detik.com every day?
500? But most of them I wouldn't call articles. Just updates. You know, like status updates in FB or Twitter posts, only a bit longer.

Do you guys ever make mistakes?
I'm no Ical and Detik is no Bakrie. Of course we make mistakes!

Detik.com is 12 years old now, is it an old company?
Old? 12 years of having fun doesn't make you old. Besides, age don't matter anymore. Constantly changing business environment requires every company to stay agile no matter how big and storied they are.

You started the company when the country was under the spell of the Soeharto press regime, detik excels by being fast, nimble and independent. Now that detik is a much bigger company and with the intense competition, do you think you could still be independent and maintain your market leadership?
Detik is independent in the sense that it is not owned or affiliated to a big conglomerates or people with political agenda. I would like to keep it that way for as long as possible.

Detik is also independent in the sense that we don't have agenda of our own (beside making profit of course). We are not taking side and we don't fight for something. We just report stories that we found out there. We updates Indonesian people about things that happen in this country and in the world. We don't even pick headlines or cover stories. All news are the same for us. The newest one we put it on top. It is up to the readers to decide which one they consider important or whether Lapindo is responsible for the mud.
You can think of detik just like how you think about Twitter and FB. Only in our case, our reporters do most of the updating not users.

How would you describe the press environment/media industry in Indonesia 2010?
Great!

No, seriously, I would appreciate it if you breakdown this question into several more specific ones. Commercial environment? Regulatory frameworks? Media in general? Just online? I have no energy to write
an article.

After Obrolan Langsat two weeks ago when Mr. Budiono Darsono (Editorin Chief) moderated an open discussion with Mr. Aburizal Bakrie, a number of people publicly suggested that detik.com is losing its edge and independence. Do you think this is an accurate projection?
About losing edge: you should ask them. I would like to say no of course, but if people think differently I would love to hear their opinion.
Losing independence? Never! Giving Aburizal space to defend himself in detik doesn't mean we support him. Like I said, detik is just a media without any agenda. To suggest that we are being influenced by somebody is just plain ridiculous.
Budiono is there because as a journalist you wouldn't miss the opportunity to talk to somebody with a lot of issues like Aburizal.

At APMF, most of the attendants were very excited of the explosive market potential in Indonesian digital media landscape. What areas do you think are the most exciting areas?
Practically everything since eventually digital media will touch all aspects of life, all activities that we, human being, do.

Social network is definitely taking off – with Twitter and Facebook propelling the growth and Yahoo! acquisition of Koprol last week – does detik.com have a social network plan(s)?
Yes we do.

After more than ten years in slo-mo mode, do you think Indonesian internet scene is finally ready for a take off?
digital media revolution is what? if you are talking about digital media overtaking traditional media, it won't happens anytime soon. Number of people with internet access in 3 years time it might grow to anywhere between 50 to 70 million. A lot, but still less then a third of Indonesian. I'm pretty sure that TV, which almost all household in Indonesia owned at least one, will still be number one media for the foreseeable future.
if you are talking about digital media becoming main media for people with internet access, it is happening now. They spent more and more time tweeting, facebooking, googling, checking for news online, downloading videos, etc-etc. They read less newspapers, magazines, or books. Detik now have far more readers -- 16 million unique visitors a month -- then Kompas and Jawa Pos combined.

You disagreed with my 3 yr projection, What do you think is the biggest obstacle for growth?
Regulations

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Attractive Dinner Ideas to Increase Appetite

Food is important, isn’t it? It is needed by people not only to give them energy to do all their daily activities, but also to give them nutrition to grow. Simply saying, people cannot live without food. There are three day meals which they need to eat regularly. It is breakfast, lunch, and dinner. Some people sometimes adding supper as their daily meals as well. But, it is not that necessary since they mostly eat snack for this.

For breakfast, people will need food with a lot of calorie and carbohydrate. It is because they will use the breakfast as their foremost source of energy to start their daily activities. Bread, egg, and rice are common to be eaten for breakfast. As for lunch, people will need both calorie and carbohydrate as well. But, the amount of the nutrition is simply decrease. It is because they have already got full with their breakfast and this lunch, they only need it to add the energy. The last will be dinner. For dinner, people will still need the calorie, but they need not much carbohydrate. It is because their activities are decreasing. This is why they don’t need too much energy to be used. They tend to eat fruits and vegetables for dinner. But sometimes they eat pasta and meat as well since many children are quite reluctant in eating vegetables. Dinner ideas are many to be found for people who need variants for their dinner table. Most ideas are simple and easy since people need to serve their dinner quickly. These ideas are also attractive enough to increase the appetite of the children who hate vegetables.

People don’t need to go to the bookstore to find a recipe book for their dining table. It is because the internet has provided large selection food recipes which can be read and downloaded easily and freely.

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How to Measure Success in an SEO Campaign

If you own a website, you're already doing SEO. The e-commerce platform you choose, information architecture of your site, product marketing copy, meta data, and more all affect your organic listings in search engines from day one.

As you continue managing the site, you're constantly changing your search engine visibility, so it's important to know if things are on the right track. It takes a combination of several quantitative and qualitative measurements to get a good grasp on the state of your SEO.

Quantitative Factors

Rankings on a set of keywords used to be the method of choice for SEO measurement. If you want to rank for "tickets" and you move from the bottom of page one to the top of page one, then you've met a goal. However, this mindset is limited to the keywords you focus on -- users will come up with tons you didn't consider. Additionally, what you see in Google isn't necessarily what everyone else sees, due to several factors such as personalization and geography. Not to mention the fact that rankings don't equal clicks -- someone has to choose your listing over those around it.

Natural search traffic is the next logical spot to consider. Pulling this data from your web analytics package will give you traffic trends, allowing you to compare them to SEO project dates. Assuming your numbers aren't inaccurate, a common problem, you also need to put these in context of the whole site.

Percent share of total traffic helps with context. Perhaps traffic is down a little, but is the whole site down? It may be a seasonal issue or a brand issue reducing traffic.

Some final metrics on traffic are often overlooked in SEO. What does your traffic do on your site? Take one look at the page and run away screaming? Or do they actually stick around and buy something? Ensuring people are landing on the right pages, targeting the right terms, and even creating compelling landing pages are part of SEO. Keep track of things like bounce rates, goal conversion rates, revenue, and orders sold for natural search. Ideally, you have attribution set up to have an idea of how natural search revenue fits in with other sources.

Another number to consider is keyword exposure, or the total volume of unique natural search phrases driving traffic to your site. The higher your volume, the better you're capturing long-tail phrases and exposing your brand to a varied audience. You can also find this in your analytics reports.

Qualitative Factors

SEO is partly a function of public relations, where your brand needs to be well represented in search engines. Are your listings reflective of your brand message, or are they just a list of disjointed phrases? Better listings also mean higher CTRs.

Your e-commerce team -- from copywriters, to merchandisers, to coders -- is always affecting your search engine standing. Making poor build decisions today may haunt you in expensive SEO fixes later. In that way, you need to also measure success by considering how well your e-commerce team is educated in SEO.

Another set to consider are site-specific considerations, best determined by an SEO expert usually. How well indexed is your site? Are other sites linking to your site? These will help give you an idea of your site's success in reaching its potential.

Conclusion

Clearly, measuring SEO results is more difficult than building a single graph. Trending all of the above metrics will give you a much better picture of your natural search health than any one number. Additionally, keep tabs on qualitative objectives such as brand message, team education, and having a well-crawled and well-linked site.

Once you have your results, remember that SEO isn't like buying spots for a marketing campaign. It's much more like usability or accessibility in that it is a component of e-commerce. Paying close attention to results will keep long-term success possible.

Online Computer Financing

Online computer financing is an easy way to buy a new computer from the comfort of your own home. There are so many different companies and websites that offer this type of financing that you can find just about anything you’re looking for as well as a way to finance it. We’re going to take a look at some of the most commonly used places to finance computers online. This should give you a good idea of the different choices you have when shopping for a new computer from home. You can always go to the store and buy computer but you generally will find much better prices and a greater selection online.

Some of the websites we are going to look at for online computers financing are HP.com, shopfujitsu.com, and Newegg.com. All three of these websites have a great selection of computers available to buy. You can find both laptops as well as desktops and you can find high-end computers and low-end computers. The biggest difference between the three websites is that two of them only carry their own products while Newegg.com carries a wide Friday of brands and computers. All three of them offer financing options online that make the purchase process very easy.

HP.com has a wide variety of products available for sale including laptops, desktops, printers, ink, monitors, scanners, and other accessories and computer parts. They offer financing for those that apply for it on their website for both personal and business use. The business financing covers larger purchases with multiple computers in the order, while the personal side is more for only one or two products. So depending how much financing you need, will determine what type you apply for on their site.

ShopFujitsu.com mostly offers portable products such as tablet PCs and laptops. They also offer desktop alternative laptops, servers, as well as computer accessory parts. This website has partnered with BillMelater service that allows you to wait six months before receiving a bill to pay for your new computer. This is good for orders over $500 and is subject to approval of your credit. So if you’re looking for online computer financing bad credit this may not be the best option for you.

Newegg.com has an extremely big selection of laptops and desktops available for sale. They have most brands that currently exist and has several different models of each of those brands. When checking out at Newegg.com you can apply for the credit card which only takes a few minutes to be approved for. You can then use that financing to make your online financing computers purchase. If your purchase is over $999 then you can qualify for a 12 months no interest financing.

All of these options are good choices for consumers wanting a good product at a good price. I also have the online computer financing available for those that are looking for.

Does holding your breath to get your way actually work?

You can't kill yourself by holding your breath. At worst, you would lose consciousness and the lungs would start to breathe automatically.

Swimming Pool Financing

Do you want to purchase a swimming pool or a swimming lap pool but do not have quite enough money? If so, then you should look into swimming pool financing and see if you can make that dream become a reality much sooner than you had previously thought.

Financing a swimming pool purchase or a lap pool's purchase is one form of financing that many people do not even think about, but really should be considered over using a traditional home-equity line of credit or other form of loan first for several reasons. In fact, there are several inground swimming pool financing companies that exist solely to provide regular pool, gunite pool, or above ground pool financing, and will be able to help you much better than a traditional banker who does not specialize in pool financing and who may not understand all the intricacies and benefits associated with adding a pool to your home.

One of the reasons why pools financing might be a good idea is that adding a pool can be an investment that adds value to your home. Yes, a pool is an expense (maintenance costs, pool service, adding pool accessories like a swimming pool slides, etc.), but it is not a depreciating asset like a vehicle is. In fact, a vehicle is not best treated as an asset since it depreciates overtime (rather quickly as well) and costs money to maintain (tires, breaks, oil change, problems, etc.). However, a pool really can add value to your home and make it easier to sell and make it so you can sell your home for more money if that time comes. So if bankers are willing to lend you money for your car, they should also be willing to lend money for your pool. Unfortunately, pool financing is not as common, which is why I suggest speaking with someone who specializes in pool financing.

What this means for you is that you need to do your homework and find the right swimming pools financing specialist. Such a specialist should offer the following benefits for you:

They will consider using a long-term mortgage as a lending option and will possibly base the value on the value of the property after the pool is installed. Since the pool is adding value to your home, then it should be included.
Find a lender who can possibly operate off of a past assessment of your home’s value. And new, full appraisal of your home will take time and cost several hundred dollars, so if you can avoid this you should. However, given the current market situation, this may not be an option so don’t let this deter you from trying to get a swimming pool financing loan.
Find a pool lender who will consider your unique situation and tailor a loan that fits your needs. Many pool loans can be structured to be either short-term or long-term loans with either fixed-rate or variable-rate loans. Also, remember that swimming pool loans can be designated as improvements to your home, and as such can carry much lower interest rates than a home line of credit or other type of financing.
Finally, find a pool lender who can also advise you on the tax ramifications of your swimming pool loan, as such a loan may be tax deductible.

One other option to consider given the current market is to use this as an opportunity to refinance your home and include your pool in the refinancing. Interest rates are still at historically low levels and depending on your situation you may be able to add the pool, refinance at a lower long-term rate, and still keep your mortgage payment either the same or possibly even lower your payment. This will obviously be an option if you have significant equity in your home. However, don’t make the same mistake millions made in the housing bubble of taking all their equity out of their homes in a refinancing, only to find themselves upside-down a year later. As always, be prudent when considering financing and make sure you understand all the risks associated with your loan, especially your pool financing loan. However, once you understand all the intricacies associated, you will still likely find that financing a swimming pool could possibly be a great option for you.

Pangandaran Beach - West Java Travel

Pangandaran is a small town and a subdistrict in southern Ciamis regency, West Java, Indonesia. It is located on the southern coast of Java. Pangandaran is a popular tourist destination, having a beach which is considered to be one of the finest in Java and which offers excellent surfing.

A kite-flying festival is held on the beach in July and August. It is reported that the locals used to fly kites in the evenings to catch bats, and may still do so. There is a local belief that wearing any green garment in this area will anger Loro Kidul, the Javanese guardian spirit or goddess of the southern sea, and will bring misfortune.

The Penanjung Pangandaran nature reserve is nearby on a peninsula connected to the mainland by a narrow neck of land. About eighty percent of the nature reserve is secondary rainforest. The flora of the nature reserve includes the Rafflesia.

A tsunami hit the area on 17 July 2006. An undersea earthquake measured at 7.7 on the Richter scale triggered a three metre high tidal wave. Extensive damage was caused and hundreds of people were reported to be dead or missing

Pangandaran is a Tourist Location in West Java, Indonesia. Pangandaran is Family friendly and has also for individual Tourists much to offer. In the Bay Area Pananjung are two beautiful Beaches for swimming, surfing or just relaxing. Here you have much Activities and Adventures like Trekking, Snorkeling, Fishing and many more..

The National Park
On the southside From Pangandaran is a National Park mostly as Jungle. You can Walk there with a Guide to the beautiful Waterfalls and enjoy the flora and fauna. Or by a 1 day Trip around the Park

Batu Karas

Batu Karas is a little Village 1 hour away from Pangandaran. It's famous for Surfing there.

Batu Hiu
Batu Hiu is a Place between Pangandaran and Batu Karas. Batu Hiu means Shark's Rock wich is a coastal rock having the shape of a shark. It's nice for relaxing there or swimming at the Beach.

Green Canyon

The best Way to go to the Green Canyon is with a Guide or by Rent a Motorbyke. At a Boat Station are many Boats who drive to the Green Canyon. After 45 Minutes Boat drive over a nice River you are there. There is also the chance to swimming in the Green Canyon.

Getting Here
Pangandaran is locatet at the Southcoast from West Java, Indonesia in the District Ciamis. See the Descriptions above and the Map for further Information.

From Jakarta
A fast Way from Jakarta is by bus. The buses drive nearly every hour from Kampung Rambutan bus station toward Pangandaran. Most buses drive directly to Pangandaran. With some buses you have to change the bus in Ciamis or Banjar. The trip lasts around 7 hours and cost around Rp.50'000 without AC and around Rp.80'000 with AC. The fee depends on the bus company.

It's also possible to rent a Car with a Driver in Jakarta. This will cost around Rp.1'500'000.

From Bandung
With the bus you reach Pangandaran on the bus station Cicaheum. Some buses drive directly to Pangandaran. With some buses you have to change the bus in Ciamis or Banjar. It's recommendable to take a bus who drive direct to Pangandaran. The buses from Banjar are small and mostly overcrowded.

About Trekpay and Trek Advertising

Website URL: http://www.trekpay.com

Company Name: Trek Advertising

Whois Info: Public Alexa Traffic Rank: 6,219

Twitter URL: N/A

Blog URL: N/A
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Site Description

Trek Pay (and its sister site Trek Advertising) are the brainchild of Brian Lindback and are based out of Sunnyvale, California. Trek Pay is still considered to be in pre-launch (though they have over 30,000 members), but they are paying out every week. Trek Pay is a site built to target ads which are place on members websites. Members go through Trek Advertising and pay for their sites to be seen and their sponsor ads to be clicked.

Detailed Overview

Trek Pay members can choose which type of ads they would like to see (through the search function), or they can click all available ads. Each ad will credit the members account with either 3 credits or 1 credit. 3 credit ads require you to also click on the sponsor ad located on the page. 1 credit ads are strictly for you to view their site. There is no set monetary value on the clicks, TrekPay is a revenue share program so revenue generated is shared among the credits. The more credits a member has, the more money they will make. Members can also get credits by referring other members to Trek Pay or Trek Advertising. There is a ranking system in the back office (in 'my account'). The more credits you get from clicking on sites (and clicking sponsored ads), and the more referrals you get for both Trek Pay and Trek Advertising the higher your ranking. Members with the highest ranking will get the largest amount of the revenue, and members can earn up to $50 per week through Trek Pay. Payments are done weekly (between Tuesday and Thursday) and once $5.50 has been accumulated, the member can request a payout via Paypal.

When a Trek Pay member refers a member to TrekAdvertising, and they purchase advertising hits, the referring member will receive 12.5% commission instantly. This amount is not considered in the $50 per week you are allowed to receive. So, your generated income can be unlimited.

Reputation

Trek Pay has been growing steadily, and they do pay out every week. I found payment proof that members are receiving hundreds of dollars off of their referral commission. Since Trek Advertising members can advertise with as little as $5, many do take advantage of their opportunity to get their sponsored ads clicked. As an additional bonus, members can take the money they have earned through Trek Pay and turn them into advertising hit on Trek Advertisng. This can be done through the support ticket system on Trek Pay (therefore saving on Paypal fees). When you do purchase advertising through your back office, you will receive 10% more advertising hits as a bonus.

Domain "Whois"

The Whois information for a website lists the owner and their contact information. The Whois information for "Trek Pay" is public which is generally a good thing. This indicates the owner of this site has nothing to hide.

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Slots in New Hampshire are becoming a battleground

One of the more exciting features of the latest recession has been the collapse of tax revenue flowing into the coffers of the individual US states. Sales are down so there's less tax take there. Property values have crashed through the floor so, where tax is a percentage of valuation, the tax take has fallen - with so many properties foreclosed and families unemployed, payment of the tax has been difficult to enforce. People have been earning less and businesses have made less profit so, again, less income tax. Put everything together and many states are effectively bankrupt, their bonds reduced to junk status by the credit rating agencies. Yet there is no political will to really grasp the nettle of tax increases. If the electorate want the same level of services from the state, they have to pay for them. If they genuinely will not pay, they must be prepared to accept real cuts in the quality of the services. Perhaps this recession will finally break through the stubborn refusal to pay a larger percentage of income as tax. While we wait for this revolution, individual states are playing around the margins to save a few dollars here, and raise a few dollars there. Their theory is that federal government will not allow them to fail. Like AIG, many of the states are "too big". So bail-out money will save them from having to make the hard decisions.

This has not prevented some states from getting creative. In New Hampshire, Governor John Lynch has a new policy. To help bridge the gap between solvency and insolvency, he's proposing to legalize online gambling. The detail of the plan is to be announced soon, but it's already controversial. Ignoring the problems created by the federal law clamp-down on the transfer of funds for gambling purposes, the Governor has been caught in a classic flip-flop. Not so long ago, the lawmakers who represent the real-world casino interests proposed a bill to licence some 17,000 slots and table games. The recession was not yet in its full glory and the hole in the budget was not today's gaping chasm. The Governor decided to veto the bill.

He gave two reasons. The first a simple calculation that there were already a significant number of machines in the state and licensing more was unlikely to produce a real increase in revenue. It would only share out the same money among more machines. But it's the second reason that has landed him in trouble. He said the bill would lead to an increase in gambling. Whether he was concerned at the rising level of addiction, the risk of more young people being tempted into gambling or he had some moral objections is not clear. The bill died. The new proposal to legalize online gambling is likely to make gambling more accessible. If people have to travel to specific locations, their behavior can be more closely monitored and controlled. The age of players can be verified. Operators can stop someone when they have obviously lost too much. Allowing gambling from PCs, lap and palm top machines, and Blackberrys is opening the flood gates. Playing online slots, people can burn through a lot of money very quickly without anyone to stop them. The Governor can't have it both ways. If proliferating gambling is a bad thing, legalizing online gambling is a bad thing. While he decides how to answer, we can all have fun playing slots wherever we find them.

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Casino online games lose out to the real world

In many ways, the US has the best and the worst system of federal and state governments in the world. Arguably it has the qualities of being the best because, even though it's a two-horse race, there's enough of a difference between the political intentions of the successful candidates to make life interesting. But it's one of the worst because of the level of corruption in the lawmaking following elections. Money speaks loud behind the scenes with different lobbying groups pressuring the elected representatives to deliver on the promises they made to get the campaign funds. For these purposes, it makes no difference which party you look at. All the individuals at every level in the political system depend on "donations" to get elected. When it comes to the world of gambling, the politics get particularly complicated. For individual states, the revenue derived from the different forms of licensed gambling helps avoid complete financial meltdown. Yes, there's a recession, but this has only slowed the flow of money into gambling. Unlike other sources of tax revenue, the gamblers of America are helping balance budgets. But there are different interested parties. In one corner stand the real world casino operators who want the least possible regulation on their activities. Their group is not united because the casinos on Indian land have advantages and, some say, represent unfair competition. We should not forget the other sites who can get licences to run slots. In another corner stand the racing interests. They are long-standing political players and also want the maximum freedom to run their own betting operations with the least interference from states. This blurs into another group that runs betting operations on other sporting events. While a more distant group runs online casinos.

As an example of the conflict of interests, let's go to Massachusetts where there's a new bill in the state House to establish two new real world casinos. As always, the declared intention is to generate more revenue for the state. To maintain a monopoly for the land-based casino operations, the bill proposes to criminalize all online gambling. It will be an offense for any resident of Massachusetts to place or accept a wager placed by a telecommunication device, no matter where they may be located. You will realize, of course, this includes all telephone betting and would hit the racing and sports betting operations. Not surprisingly, this has stirred up an intense lobbying exercise.

Real world operations are preferred because they are easier to police and monitor when it comes to collecting the tax or levy. Once operations disappear down telephone lines or into the internet, they can be based anywhere. This seriously complicates the collection of any tax. States like to keep their worlds simple. They want the maximum revenue from licensed gambling with the lowest possible cost for collection. Just crossing state lines makes collection more difficult. If casino games are offered from outside US territory, tax cannot be collected. That's one of the reasons why the federal government clamped down on the use of credit cards and other easy payment methods. It forced more operations onshore where they could be taxed. Whether you agree with this approach to balancing the budgets is irrelevant. Casino games are seen as the easy way to raise money without upsetting the electorate. Imagine a world without gambling and hear the roar of anger if states announced an increase in sales tax.