insurance Losses
Consists of insurance for property (property, vehicles), the financial interest (pecuniary), legal responsibility (liability), and self-insurance (accident or health)
Life Insurance
Essentially a form of cooperation among people who avoid or at least reduce the risk posed by the risk of death (which is inevitable but not sure when it happened), the risk of old age (which would be expected to occur and when it happens, but it is uncertain how long ) and the risk of an accident (which is not inevitable, tetpi not impossible).
Social insurance
Is a compulsory insurance program organized by the government under the law. The aims and objectives of social insurance is to provide a basic guarantee for the community and are not intended for commercial profit.
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